* The advertised rates also assume the borrower fully documents income, assets and liabilities, escrows for taxes and insurance, and there is no subordinate financing.

** While SSN and hard credit pull are not typically required in order to review your available mortgage rates and get pre-qualified, if you choose to continue and submit a loan application, Goldwater Bank - Eric Bowlby will then request your consent to pull a full credit report in order to proceed.

** Credit approval is based on an automated review of your credit score and the information contained credit report, and is conditioned on (1) you continuing to meet our credit-related underwriting requirements; and (2) your cooperation in providing satisfactory documentation we may request in connection with information contained in your credit report.

Goldwater Bank - Eric Bowlby, NMLS ID #150425, (www.Goldwaterbank.com); Corporate Office: 2525 E. Camelback Rd. Ste. 100, Phoenix, AZ 85016. Additional disclosures and licensing information may be found by clicking here on this "Disclosures & Licensing" link. For questions regarding state licensing, please contact . Not all products and options are available in all states. It does not originate mortgages for properties in NY. Terms are subject to change without notice. Some people portrayed are professional models.

AZ residents can get more information regarding the categories of personal information collects and uses by clicking